Believe it or not, budgeting isn’t about cutting back. A budget is a road map for your financial state, a way to keep track of all the comings and goings of your funds. A budget will tell you well it’s okay to spend more, or when you need to cut back. But there is nothing…
Financial Help and Free Resources
The economy is in a transitional period now. For many Americans, the uncertainty of the future is causing a lot of worry, and many people are wondering where they can turn for answers, and for financial help. Private lenders like National Small Loan are always available to facilitate a small dollar loan. For many people…
Stimulus Scams: What to Watch Out For
Scammers are like gulls at the beach, or bugs at a picnic. Whenever there is a tasty morsel to be stolen, these predators start to circle. With millions of stimulus checks being distributed, that means the stimulus scams are going to be out in force. This money is meant to boost us all up, as…
What are Inbox Loans?
One of the hottest new buzzwords in online lending is Inbox Loans. It sounds fresh, like a modern version of something very traditional. The name is catchy – so catchy, in fact, that other companies are changing their names to cash in on the trend. But what are inbox loans really, and what makes them…
Avoid Loan Scams with Three Easy Steps
The internet has transformed the world of finance. It is now easier than ever to invest, diversify, manage, and borrow money, and all from the palm of your hand! With reward always comes risk, and in this case it means the risk of loan scams. The world of online loans can be a minefield. If…
Female Wealth and the Future of American Money
Even though women on average make less money then men, the number of wealthy females is growing at twice the rate as males. Currently women control about 60% of the wealth in the US, and that number will continue to rise. In other words, female wealth is growing exponentially.
Fintech Loans Redefine the Personal Loan Market
The future is now. The Big Banks have been on the way out for years now. Tired of red tape and over reliance on credit scores, independent lenders have been using technology to redefine the landscape of finance and lending. Fintech loans are the new king of the castle. At first it was just payday…
Best Personal Loans and How to Find Them
Never before in the history of the world has it been so easy to do your own research. Because of search engines, anyone with a computer or a phone has access millions of websites and document. Now everyone can find the best personal loans for their specific needs. But sometimes there can be too much…
Consumer Loans Defined and Explained
What is the difference between consumer loans and all the other kinds of loans? When you stop and think about it, aren’t all loans consumer loans? If they aren’t there for consumers to use, then who are these loans for? Consumer loans are a specific kind of loan. The name is applied by the industry…
Installment Debt Booms, Revolving Debt Drops
Installment debt is starting to make its mark on the American economy. While revolving debt (another way of saying “credit card debt”) continues to decline, more and more people are turning to installment loans for their financial needs. Once you understand the difference between installment debt and revolving debt, you will immediately recognize why this…