The future is now. The Big Banks have been on the way out for years now. Tired of red tape and over reliance on credit scores, independent lenders have been using technology to redefine the landscape of finance and lending. Fintech loans are the new king of the castle. At first it was just payday…
Are Black Friday Loans a Good Idea?
Some people spend all year planning and saving, just so when Black Friday comes around they can do all their holiday shopping in one fell swoop. But let’s be honest here, those people are few and far between. That is why Black Friday loans have become so popular in recent years. So many stores and business…
Are Overdue Loans Ruining Your Love Life?
In a recent survey of 1,000 Americans, a whopping 32% responded that financial stress about overdue loans has impacted their love life. Even more disconcerting? The fact that 46% of them have delayed starting a family because of their finances. Almost half the people surveyed aren’t having kids because of the stress from overdue loans!…
Unsecured Loans, What They Are and Where to Find Them
There was a time in America when unsecured loans were called “signature loans.” They had this name because unlike most loans they required no collateral. You were promising to repay the loan by giving your word, and writing your signature. Wouldn’t it be nice if things were still that simple? When you could be trusted…
Rebirth of the Consumer Loan
Once again, the CFPB is on the warpath. The Consumer Financial Protection Bureau declared war on the American consumer loan some time ago, and have not backed down since. Their last move was to enact a law requiring certain lenders to make sure their customers have the ability to pay back the money they borrow….