An unsecured loan is one that doesn’t require collateral. Instead, the lender runs your credit history, checks your financial background, and decides if you qualify. They are the most common kind of loan, because they are the easier to get. But is an unsecured loan the best kind of loan for you?
Seasonal Debt: Getting Rid of that Holiday Hangover
Like millions of other Americans, you probably overspent during the holidays. Don’t panic! Seasonal debt is as inevitable as the Winter winds. The real question is how to handle it, and make it go away as quickly as you can. Credit cards are too easy to use, but much more difficult to pay off. Every…
Online Installment Loan: What You Need to Know
When you use an online installment loan, there are many different pros and cons to it. Financial literacy is more important than ever, so you owe it to yourself (and your bank account) to find out what kind of loan is best for you. The amount of options we have to borrowing money these days…