Month: November 2018

For years, maybe even decades, the government has been trying to crack down on payday loans. Not just payday loans, but any loan that comes from the world of “alternative finance.” The big banks do not like for outsiders to get into the business, and so they have government watchdogs make lending laws to restrict…

From all of us at National Small Loan to you, your friends, family, and loved ones, we wish you a happy Thanksgiving! For some people Thanksgiving is about the food, for others it is about spending time with those most important you. For other folks, the holiday is about football, or working a little holiday…

Once upon a time, online cash advances were the fastest and easiest way for people to get money. Unlike a bank, the approval process was rapid, and you could have the money in your hands the very same business day. There were huge drawbacks to this type of borrowing, but the speed and convenience were too…

When it was first created, the Consumer Financial Protection Bureau (or CFPB) was supposed to help people stay out of debt. One of their first steps was to increase regulation of the lending industry. Opponents of the CFPB says these new regulations have hurt private lending, which in turn has impacted the American working class….

Loans should be colorblind. Loans should be neutral when it comes to gender, sexuality, age, race, and religion. In our day and age, something as simple as a loan application should be completely impartial and unbiased. This is America, is it not? The land of equal opportunity. When it comes to financial matters, the only…