Month: October 2019

The VBS loan is one of the fastest growing search trends online. More and more people are looking to start building their financial future with one of these loans. Our society places an increasing amount of importance on how much a person is worth, and how good their credit is. These factors now help determine…

The governor of California recently signed into law a new bill to target predatory lenders. Speaking out against the “debt trap” Gov. Gavin Newsome said this bill would help to protect families that were already financially struggling. On the surface, this seems like a win for the underdog, doesn’t it? Except that it isn’t. California…

Google has just fired the next shot in the war on payday loans. The notoriously high-interest loans have recently been banned from the Google Play app store, which will severely limit the access these lenders have to new customers. This follows Google’s ban on advertising from lenders who charge over a certain amount of interest,…

Almost 80% of Americans live paycheck to paycheck. Getting the pay you have earned as quickly as possible has never been more important. For that reason, a growing trend in business is that of earned wage access. In theory, earned wage access gives workers access to their pay without waiting until the end of the…

Across the country more and more businesses are helping their workers get better access to money when they need it. Called payroll loans, these are cash advances where the employee borrows against their own upcoming paychecks. How do payroll loans work? More importantly, are they good idea?