Thank you for your loan application. Your request has been given careful consideration, however we regret to inform you that we are unable to fund your loan at this time.
If you would like a statement of specific reasons as to why your application was denied, please contact us in writing within 60 days of the date of this notification. We will then provide you with a statement of reason(s) within 30 days after receiving your request. To make such a request, you may contact us via email at:
Subject to use: Statement of Credit Denial request
We make decisions on whether to approve or deny loan applications based on a number of factors and sources of information.
Our decision may have been based in whole or in part on information obtained from an affiliate, from an outside source other than a credit reporting agency, or from information obtained from a report from a consumer reporting agency.
Under the Fair Credit Reporting Act, you have the right to make a written request, as explained above, for disclosure of the nature of this information. Such requests should be directed to the email address above using the subject indicated.
Please note that denial requests can only be handled via email, we are not permitted to discuss these decisions over the telephone.
Notice: The laws of the Lac du Flambeau Band of Lake Superior Chippewa Indians and the Federal Equal Credit Opportunity Act prohibit creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with the Federal Equal Credit Opportunity Act is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.